What is A Mortgage Pre-Approval?

There is so much to understand when it comes to buying your new home. A mortgage pre-approval is one key item.


Get with me today for a list of proven local lenders! Do NOT trust this important part of the process to just anyone. The loan officer you choose will be a key team member helping you to reach your goal of home ownership.


That being said, your pre-approval will typically expire within 90 days, so if you’re in the “casually browsing” stage, it might be best to hold off on getting pre-approved for now. It’s usually a pretty quick process. It involves filling out a short application with a lender, who will then conduct an analysis of your financial situation and provide you with a letter stating the amount of your approved home loan.


If you’re not sure how much you can afford, getting pre-approved is one of the best ways to determine what price range to shop in. For that reason (and because in this highly competitive market, pre-approval is essential to having your offer considered), it’s an important step I encourage you to take before you get too far into your home search.

About Settlers Square

In name and value, Settlers Square honors the rich pioneering history of Enoch, Utah. Even though Enoch is now the second largest community in Iron County, it continues to maintain the charm of a small town. Settlers Square offers pre-built, semi-customer, or fully customized homes by Alex Meisner Construction. Choose the lot, floorplan, and design package that’s perfect for you! Contact Jenny Vossler, ERA Realty Center, at 435-559-1260 or [email protected] for more information.

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